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Family Income Benefit

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Unlike level term assurance and decreasing term assurance, which pay out lump sums in the event of your death, family income benefit will provide your dependents with a regular income for the term of your policy.

This can help with regular bills and outgoings. However, it has to be remembered that the benefit from this type of plan may be small if you were to die towards the end of the plan (though of course, the benefits would be significant if you were to die early in the term).

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