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Contractor FAQs

There are a lot of things to consider if you want to work as a freelance contractor. We've compiled a list to help you understand the basics.

After reading these pages, you may want to take a look at our Contractor Resources section. If you still have questions, please visit our freelance forum where help is at hand. Remember, you can always sign up to our freelance directory and showcase your services online.

Why contract?
What are my trading options working as a freelancer?

What is a Personal Service Company (PSC)?
What is an Umbrella Company?
IR35 - what is it?

What is a Dispensation?
I am new to the UK

Why do I have to pay National Insurance (NICs)?

What is the 24 Month Rule?

Should I Opt In or Opt Out of the Employment Agency and Employment Business Regs 2003?
What margin should the recruitment agency be making?
What insurance do I need?
What is an overarching employment contract?

What is the difference between a BACS and a CHAPS payment?
I've heard about retrospective legislation, what is that?
I work in the construction industry and have heard about changes - what's that about?

We're always looking for contributions to our Contractor FAQs section. If you think there's something we're not covering feel free to either contact us direct or submit your content by email. All contributions will be cited with the appropriate links.